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Dec 21

I Have Cancer. Will I Qualify for Long-Term Disability?

Long–term disability benefits are typically available to employees who have been diagnosed with cancer. However, many LTD cancer claims are denied. Whether you are approved depends on the specifications of your LTD policy and the severity of your illness. The process of securing long-term disability insurance when you have cancer Physicians classify cancer into stages […]

 
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Dec 05

Will my Disability Benefits be Denied for a Pre-Existing Condition?

Any individual who suffers serious injury or illness that makes them unable to work can file for disability in order to maintain their quality of life. However, many wonder whether or not they will receive disability benefits if they have a pre-existing condition. The answer to this query tends to vary. Most insurance companies place […]

 
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Nov 23

Hospitals in St. Paul, Minnesota

Here you will find a list of the primary hospitals located in St. Paul, Minnesota. These hospitals offer a range of medical health services. Regions Hospital Regions Hospital is part of the HealthPartners care system. It is located in St. Paul, Minnesota. It was Minnesota’s first pediatric Level 1 trauma Center. It houses an ACS-verified […]

 
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Nov 18

Aetna Life Insurance Co. Facing Long-Term Disability Lawsuit

David Rinehart is suing Aetna Life Insurance Co. for breach of contract. Rinehart filed a complaint in the U.S. District Court for the Middle District of Florida against Aetna on October 17th. In the complaint, he alleges that Aetna violated ERISA by not paying his long-term disability benefits. Furthermore, the plaintiff states he is entitled […]

 
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Oct 24

California Women Fights for Denied Long-Term Disability Benefits

Debra Medina is seeking damages in the U.S. District Court for the Northern District of California against Liberty Life Assurance Co. of Boston, the Norcal Record recently reported. Medina alleges in her claim that her long-term disability benefits were wrongfully denied. Furthermore, she alleges her employer violated the Employee Retirement Income Security Act of 1974 […]

 
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Oct 18

Physician Claims Insurance Company Unjustifiably Denied Long Term Disability

A San Francisco physician claims his insurance company wrongly denied long term disability benefits for his condition, the Norcal Record recently reported. Dr. Malcolm Smith suffers from depression. As a result, he filed a claim in the U.S. District Court for the Northern District of California on September 27th against Life Insurance Company Of North […]

 
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Sep 24

California Man Files Lawsuit Against Insurance Company for Denied Disability

A San Diego man filed a lawsuit against his insurance company for denying payments on his long-term disability payments, the Northern California Record recently reported. Saidal Homman is taking action against his life insurance company for denying his long-term disability payments. Homman filed the complaint in the U.S. District Court for the Southern District of […]

 
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Sep 24

The Influence of Social Security Disability on Long-Term Disability Payments

Many individuals recognize that there are benefits obtainable if they become disabled and cannot perform their job. The problem is that many do not recognize the distinctions between disability options. Attempting to grasp the differences, for instance, between long-term disability insurance and Social Security Disability Insurance can be a challenging task. Long-term disability insurance is […]

 
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Aug 24

Minneapolis Hospitals Rated

Three Minneapolis hospitals have been rated based on the quality of health care services each offers. The results: Hennepin County Medical Center SCORE = D University of Minnesota Medical Center Fairview SCORE = C Abbott Northwestern Hospital SCORE = A The Leapfrog Group, the organization that performed the examination, reviews occurrences of infection, surgical mistakes, […]

 
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Jul 29

A New Increase in Penalties for Specific Violations of ERISA

In order to compensate for the increase in financial inflation, the United States Department of Labor (DOL) increased penalties regarding specific violations of the Employee Income Retirement Security Act of 1974 (ERISA). These penalties were developed under the Federal Civil Monetary Penalties Inflation Adjustment Act Improvements Act of 2015 (2015 Inflation Adjustment Act). The adjustments […]

 
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Jul 28

Hospitals in Minneapolis, MN

Do you need help with a disability? Below you will find a list of the top hospitals in the Minneapolis, MN region. Hennepin County Medical Center (HCMC) HCMC is a level I trauma facility. The hospital has 455 beds and takes up five city blocks in the vicinity of Bank Stadium. In addition, it has […]

 
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Jul 21

Long Term Disability Insurance & Mental Health

Individuals experiencing a disability typically settle for limited insurance packages. Both employer-provided ERISA plans and individual policies typically offer two-year payments for mental and nervous conditions. However, individual policy holders can opt for a package that offers a less restrictive payment plan. What is a typical long term disability limitation? Disabilities, due to sickness or […]

 
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Jun 21

What is ERISA Reimbursement?

ERISA guides employer-provided healthcare plans. For those covered under the plans, including employees or their beneficiaries, an ERISA Plan expects to be repaid for any medical bills covered by insurance. The effort to attain this repayment is referred to as ERISA Reimbursement. The idea of reimbursement is an extension of a more traditional subrogation. However, […]

 
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Jun 16

The Impact of ERISA on Employees

If you work in the private sector, the Employee Retirement Income Security Act of 1974 (ERISA) probably has an impact on you. It is possible that you have heard of ERISA and understand how it operates, Many employees who are affected by ERISA everyday are totally unaware of its role in their lives. First drafted […]

 
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May 26

Long-Term Disability Insurance Myths

Medical conditions or unexpected accidents often prevent us from working for long periods of time. In these circumstances, many of us rely on long-term disability insurance. However, collecting benefits from these insurance policies can be challenging. Sometimes insurers deny claims. Other times they place a limitation on the time period that one can receive benefits. […]

 
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Apr 28

CIGNA / LINA Denied My Disability

CIGNA / LINA Disability Claims Attorneys CIGNA / LINA is one of more than 40 nationwide insurance companies that offer long-term group disability insurance. It is one of the largest writers of LTD policies in Minnesota. Consequently, there is a good chance you may be covered by one of their policies now, or in the […]

 
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Apr 28

Methods That Insurance Companies Use to Deny Disability Benefits

Insurance companies sometimes have a tendency to “drag their feet” when insureds file for long-term disability claims. The time it takes to validate the claim can often leave the client frustrated and financially suffering. Insurance companies often use the following methods to deny or lowball clients who are pursuing disability benefits. Insurance companies will work […]

 
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Apr 27

Chiropractor Long-Term Disability Claims

Most people who go to a chiropractor have no idea how physically demanding chiropractic treatments can be on the doctor. The physically intensive nature of chiropractic work can lead to debilitating medical conditions in the doctor, including radiating pain and numbness in the upper and lower extremities. Chiropractors have to lift, manipulate and reposition the […]

 
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Apr 01

The Social Security Administration’s 5-Step Analysis

In order to determine whether or not you are disabled – or the degree to which you are disabled – the Social Security Administration utilizes a five-step analytical process. This process includes factors such as your work status, medical condition and the severity of your condition, among others. What is the Social Security Administration’s 5-Step […]

 
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Mar 23

How to Maximize Your Workers’ Compensation Claim

An injury incurred at the workplace can have major consequences. Finding out the effect of an injury one or two decades down the line can be quite difficult. For this reason, getting the greatest possible compensation is important. This compensation is about safeguarding your future and that of your family, not greed. It is advisable […]

 
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Feb 22

Madison National Denied My Disability. What Now?

Clients of the Madison National are often teachers or former employees of educational organizations. The disability coverage issued by Madison National to many of Minnesota’s school corporations is meant to provide income replacement to those who have become disabled because of an illness or injury. If you are a teacher who is suffering from bipolar […]

 
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Jan 28

Drunk Driving & Civil Cases

With the winter season here in Minnesota, many residents are once again becoming accustomed to driving on snow-filled roads. As usual, the bad road conditions during winter result to many car accidents. While car accidents are imminent during such conditions, the situation often becomes worse due to drunk driving. A report from the Minnesota Department […]

 
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Jan 27

I Have No Insurance & Was Hit By Another Driver. What Now?

At Beedem Law, we have received numerous calls from Minnesota residents who have been injured in car accidents that were not caused by them, but they did not have insurance on their own car. Most of these people are often left wondering what to do. They often ask themselves: “How much trouble I am in?” […]

 
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Dec 18

Your Legal Options After a Motorcycle Accident

Motorcycle riding can be thrilling, but even for the most skilled rider, it can also be dangerous. No matter how cautiously a motorcycle riders scans the road, changes gears or applies the brakes, accidents can happen. Unfortunately, if the accident involves being hit by another car, it can often end tragically as motorcycle’s offer little […]

 
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