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ERISA guides employer-provided healthcare plans. For those covered under the plans, including employees or their beneficiaries, an ERISA Plan expects to be repaid for any medical bills covered by insurance. The effort to attain this repayment is referred to as ERISA Reimbursement. The idea of reimbursement is an extension of a more traditional subrogation. However, […]
If you work in the private sector, the Employee Retirement Income Security Act of 1974 (ERISA) probably has an impact on you. It is possible that you have heard of ERISA and understand how it operates, Many employees who are affected by ERISA everyday are totally unaware of its role in their lives. First drafted […]
Medical conditions or unexpected accidents often prevent us from working for long periods of time. In these circumstances, many of us rely on long-term disability insurance. However, collecting benefits from these insurance policies can be challenging. Sometimes insurers deny claims. Other times they place a limitation on the time period that one can receive benefits. […]
