I Have No Insurance & Was Hit By Another Driver. What Now?

At Beedem Law, we have received numerous calls from Minnesota residents who have been injured in car accidents that were not caused by them, but they did not have insurance on their own car. Most of these people are often left wondering what to do. They often ask themselves: “How much trouble I am in?” or “Will I still get paid by the other driver’s insurance company for the damage caused to my car and compensate for my injuries?”

To begin, you need to understand that it is illegal to drive a vehicle without insurance. You can end up being prosecuted and fined heavily. The good news is that if the accident was not your fault, you can be fully compensated by the other driver’s insurance. In such a case, your lack of insurance will not prevent you from securing compensation. The driver’s insurance will pay for your car repairs or even have it replaced. If you happen to sustain bodily injuries, all of your medical bills will also be paid off by the insurance. 

Our highly experienced accident lawyers have represented many people caught up in such situations and continue to do so with diligence. These cases are often successful as the insurance companies are well aware that they cannot deny the claims.

In Minnesota, which has no-fault auto insurance laws, your personal insurance company is required to pay the initial $20,000 for medical bills and lost wages that you incur during the accident. However, the payment is usually delayed due to the ongoing negotiations.

In a case where you get hit by an uninsured car, it will be unfortunate because you will may not be compensated unless you have a personal insurance. That is why it is always advisable to have car insurance.

If you are in an auto accident and you are not insured, give us a call and get a free consultation from one of our attorneys. We will explain what the process entails and ensure that you are compensated accordingly.


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