When to Appeal an LTD Claim

Do you suffer from a long-term disability? Has your claim recently been denied by your insurance company? If so, you may still be able to get the benefits you need and deserve. At Beedem Law, we have a team of lawyers dedicated to Minnesota long-term disability claims that can look over the details of your case and identify the reason why your claim was denied. Our team will then work with you to build a successful appeal so that you can get your benefits back.

Cause for Your Disability Appeal

Filing an appeal on your denied long-term disability claim offers our attorneys the opportunity to correct issues with your policy that gave cause for your claim to be denied in the first place. Filing an appeal allows you to gather and provide evidence relevant to the outcome of your case. Such evidence includes:

• Diagnostic tests. Getting an MRI, blood test or another form of a diagnostic test that can verify your claim and prove your medical condition can go a long way in winning your appeal. Claims are most often denied when the insurance company does not believe there is enough medical evidence to support it. These tests are performed by licensed doctors and physicians and serve as undeniable proof in a court of law.
• Include missing or additional evidence. Sometimes crucial evidence pertaining to the outcome of a case is overlooked or even missing. If anything like this happened during the investigation of the initial claim, you can include it in your appeal.
• Written, professional opinions. Your doctors have full access to your medical history. They understand your ability to work and the status of your current and past treatments. Having official, written documentation of your doctors’ opinions regarding the severity of your condition can make or break your ability to win the appeal.

Strict, legal guidelines exist for filing long-term disability appeals. Adequately preparing for such a case takes time. The attorneys at Beedem Law are here to help. We are knowledgeable and experienced in long-term disability claims and we will work with you every step of the way ensure your rights are protected.