Long term disability benefits are protection against illnesses, disorders, and injuries that may cause you to be unable to work for a long period of time, usually 6 months or longer. In some cases, it may mean never working again. Disability policies can be bought through employers or as an individual. It will provide benefits for a variety of needs related to your situation. However, when it comes to neurological disorders, it can be difficult to have a successful claim, and even more difficult to get all the benefits you deserve.
What Is a Neurological Disorder?
A neurological disorder is a condition that affects the brain, the spine, or the nervous system. Symptoms can run the gamut from mild to severe, and they often can result is massive changes to a sufferer’s quality of life. Since there are over 600 types of neurological disorders, it is impossible to categorize them here, but some can be managed by things like diet, physical therapy, and medication. Examples of neurological disorders include muscular dystrophy, multiple sclerosis, alzheimer’s, meningitis, brain tumors, migraine headaches, and injuries that affect the brain and spinal cord.
Making A Claim
All too often, insurance providers present challenges for people who are looking to make a claim for the benefits they feel they deserve. For a successful long term disability claim relating to a neurological disorder, applicants must provide detailed documentation of medical evidence. Too many applicants are denied their benefits, or their compensation is delayed, because the application process is complicated and difficult to understand.
When making any employment insurance claim, and especially for long term disability claims, it’s never a bad idea to get help from professional representation. An attorney who specializes in such claims will be able to guide you through the process from start to finish, including help filling out the forms and collecting everything you need to provide to the insurer. If there is a dispute, they will know what evidence to collect, and the proper steps to take to be successful. Representation will help make sure that in every step of the way your interests are being protected and you are being treated fairly.
If you are in the position of having to make a long-term disability claim for a neurological disorder, make sure to contact the professionals at Beedem Law to give you the legal assistance you need. Reach out online or call us at 612-305-1300