Blog

Serious patient sitting on wheelchair in hospital ward.

According to a survey conducted by the Centers for Disease Control and Prevention (CDC) in 2019, 20.4 percent of adults in the U.S. feel they suffer from chronic pain, and 7. 4 percent of adults report suffering from what the CDC calls high-impact chronic pain. Those with high-impact chronic pain say they felt pain “most days” or “every day.”

Read More
Man passing a clipboard to a women

Long-term disability insurance plans are available either individually, through contacting an insurance broker, or often through your employer. When an accident or illness strikes and results in disability, the policyholder expects payment for their inability to work. Filing a claim, however, can often result in delays and denials of benefits, leaving the policyholder confused and out on the proverbial financial ...

Read More
A man comforts and older man in a wheelchair

You signed up for long-term disability (LTD) insurance at your place of employment, never expecting you’d need to rely on it. Then suddenly, something happens and you’re home disabled and in no condition to work. You apply to your LTD insurer and they deny your claim. What went wrong?

Read More
A man in a wheelchair uses his cell phone

Imagine this scenario: you’ve been on long-term disability for several months due to a back injury, and suddenly you receive notice that your benefits are being terminated. Your insurance company says that they have evidence that you’re not as limited or disabled as you claim.

Read More
Surveillance camera on the side of a building

When you apply for long-term disability benefits, the insurance company will require proof of your disability. They will do an internal investigation into whether or not you initially qualify for benefits. These investigations will continue throughout the entirety of your claim, even if you have been receiving benefits for years.

Read More
blog post image

As we continue to evaluate these unprecedented and rapidly changing times due to the impacts of COVID-19, also known as coronavirus, Beedem Law continues to prioritize the safety and well-being of our employees, our clients, and our community.

Read More