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6 common causes of disability

by | Apr 27, 2023 | Long-Term Disability

Disability can occur due to various factors, ranging from genetic conditions to injuries and illnesses. Some disabilities impair major life functions but still allow individuals to keep working. Others don’t.

Individuals who can’t support themselves may decide that they could benefit from filing for disability payments. These are just a few of the leading types of disabilities that lead Americans to pursue benefits.

Vision and hearing loss

Sensory impairments, such as blindness and deafness, can significantly impact an individual’s ability to work and engage in daily activities. Vision and hearing loss can lead to difficulties with communication, mobility and accessing information.

Mental health disorders

Mental health conditions can significantly impact an individual’s daily life, impairing their ability to work and engage in social activities. Common mental health disorders causing disability include depression, anxiety, bipolar disorder and schizophrenia. These conditions can lead to emotional distress, difficulty concentrating, and problems with memory and decision-making.

Neurological disorders

Conditions affecting the nervous system, such as multiple sclerosis, Parkinson’s disease and epilepsy, can cause a range of symptoms that impact daily functioning. These symptoms may include muscle weakness, tremors, difficulty with balance and coordination and cognitive impairment.

Cardiovascular and respiratory diseases

Heart and blood vessel disorders, such as coronary artery disease, heart attack and stroke, can cause damage to the heart and brain, resulting in reduced physical functioning, cognitive decline and difficulty with speech and mobility. Chronic lung diseases, such as chronic obstructive pulmonary disease, asthma and cystic fibrosis, can limit an individual’s ability to breathe and function effectively. These conditions can cause shortness of breath, fatigue and reduced exercise tolerance.


Various types of cancer can lead to disability due to the direct effects of the disease, as well as the side effects of treatments like chemotherapy and radiation. Cancer-related disabilities can include fatigue, pain, cognitive impairment and loss of strength and mobility.


Accidents and injuries, such as traumatic brain injuries, spinal cord injuries and fractures, can result in temporary or permanent disabilities. Depending on the severity of the injury, individuals may experience impaired mobility, chronic pain or cognitive difficulties.

Anyone who has a long-term disability may choose to seek disability payments. This process is complex and can take time. Working with an experienced legal professional before you submit your application can reduce the likelihood that your petition will be rejected.